MikeDoes that its a DSCR loan change that thought?

(My contractor often just answers these calls and makes the necessary repairs without me ever knowing).

I do not know if you can change the locks.

@Ryan Bray I would seriously consider changing lenders at this point. 

Key Steps Before ProceedingContact the Loan Servicer: They will guide you through the assumption process and confirm whether an entity can participate.Consult an Attorney: If you’re considering title transfers or joint ventures, an attorney familiar with VA loans can help you navigate potential risks.Understand Due-On-Sale Clauses: Ensure any post-assumption changes comply with the loan terms to avoid triggering repayment demands.Final ThoughtsVA loans are a unique and valuable financing tool, but the program’s focus on personal borrowers makes entity-based assumptions unlikely.

This is public info and usually it will change based on seller being there a long time or something like an elderly tax rate.What are insurance costs like (we've got a lot of local variability around fire insurance for ex.)?

If this is how it works, do I ever go through the title company like I would in a normal wholesale transaction?

That will dramatically change the nature of the wholesaling business with the legal compliance factor that agents need to comply with.

To generate return you have to make changes to the investment itself, that's where you generate value.

They seem to be going through some changes.