Diversification and multiple income streams is very important. 

. #3 – diversification How many of us simply sign up for our employer’s 401(k) plan, invest in stocks and bonds that we don’t know much about, and hope for appreciation.

So a diversification exchange might be best for you. 

Hey allAs mentioned before I am looking to scale up my portfolio in Houston and I am looking specifically in Stafford, Missouri City,Meadows place, Sugarland,KatyI'm more of a sfr b- to c level investor when it comes to deals ...I want people in my units that are renters and want to be renters...ya I'm aware of scale with multi family..I'm not against the idea but I like the diversification of location esp in Houston...I don't want a hurricane damaging a big chunk of my portfolio at once if flooding is localized...I'm not opposed to MF but the numbers have to be really goodWith that said...

Moreover, you have a foreign currency risk and the performance of the Canadian dollar versus the US dollar has been poor over the last few years to say the least.It might make sense for you hold real estate out of the US for diversification and risk mitigation purposes.

@Devin OtwayWhat you describe is not possible.A self-directed retirement plan (IRA, 401k, "QRP") is a vehicle intended to allow for diversification of your tax-sheltered retirement savings and allows for investments such as real property.IRS rules strictly prohibit any personal benefit from the funds, so living in a house owned by your Solo 401(k) would be in violation.

I'll add a wrinkle to the park money in a home vs. a REIT (or any other paper asset).One thing you need to consider is your investment timeline, risk tolerance, and current asset diversification.

It goes into a 401K plan and uses "dollar cost averaging" and "diversification" then when you reach a certain age, when the government said it was OK do so.

I like the fact our investors are able to spread a relatively small note investment over many assets, offering better diversification than all in one deal.

I invest to achieve financial freedom and diversification.