Then right around RMD (Required Minimum Distribution) time use the monies I've accumulated and turn the annuity into lifetime income for my wife and I as a strong supplement of income.

I considered the house hacking technique but, here in Las Vegas, duplex/triplex/quad-plexes are in some, less than desirable areas(D class neighborhoods). 

It’s a great book on negotiating, and I successfully used a technique in that book to land my first deal.  

Here's the example:1) Investor cuts a check for $100,000 to DEEDfeed, our nonprofit.2) DEEDfeed cuts a check for $100,000 to fyre CAPITAL, our investment group.3) Investor distributions and original principal of 100,000 are returned to DEEDfeed, and in turn to the Investor.4) 100% of Investment Management Fees collected by fyre Capital are sent back to DEEDfeed.5) Those Fees are now the donation to the nonprofit - And thus mandated to be spent in line with DEEDfeed's Mission and 501c3 rules.The Investor wins by earning distributions. 

It appears that because these loans are structured like a typical loan (i.e. there is no “final” distribution of pre-tax retirement funds) I don’t think there would be any tax consequences.Mark Flynn CPA

While others may choose to use more creative financing techniques, I have found that when I do the numbers, many of those techniques reduce cash flow to the point that a great deal is hardly even a good deal. 

If you're looking to use the BRRR technique the VA has strict requirements on the property so just keep that in mind.I hope this helped.

In other words they have not provided the court with any instructions on how they want their assets distributed through a will.  

You control it, you manage the investments but you don't have access to any benefits those investment provide until you start taking distributions at retirement.

Here is how the ROBS 401k business funding arrangement works:A new C-corporation is established.Corporation sponsors a new 401k/PSP.The IRA funds are transferred to a new brokerage account opened for the 401k/PSP.The new real-estate operating company corporation issues stock shares to the 401k/PSP.The real-estate operating company must be an employee of the business and he or she may take a reasonable salary.The business owner's family members may be employees of the business and receive reasonable compensation for their services.To the extent that the corporation generates profits and elects to distribute those profits to the owners of the business, the percentage of the profits associated with the shares held in the 401k/PSP will flow back to the 401k/PSP brokerage account.