You mention using the funds as a down-payment on a property. 

Something else to consider is that once these properties are paid off, you could cross collateralize to purchase additional properties that fit your buy box so that you may not need to bring cash to the table for a down payment.

A DSCR would be perfect for me because I have funds for down payment, I have good enough credit and my strategy has proven to do a lot more than just service the debt.Does anyone know of any good DSCR lenders that I could contact?

Then after that is achieved, we will begin saving for a down payment on our first house that we plan to buy in the next 2-4 years.

The equity will count towards the down payment once you move into the construction loan.  

However, I’m wondering if I need to engage an Attorney a borrower has missed a payment and it’s time to send a Notice of Default.Must the Notice of Default (NoD) be a letter sent certified mail or would an email sent to the borrower notifying them of non-payment be considered sufficient as a Notice of Default.

If separate water line services for each unit weren't part of your original scope of service, then they are justified in asking for additional payment to redo the plans.

You can finance the purchase of an investment property in an IRA, but you must use a non-recourse loan, which typically requires a 30-40% down payment.

On the other hand, if you invest $50,000 as a down payment on each of four properties, with a monthly mortgage payment of $1,000 on each property, you could potentially earn $500 per property or $2,000 monthly.

The time it takes to resolve disputes, particularly in cases of non-payment of rent, is unacceptably long.