I think it is probably the best option for you but find a seasoned investor to help you thru the process.  

Whether you're a seasoned real estate pro, a savvy entrepreneur, or have an inspiring story about achieving financial independence, we want to hear from you.

This could help prospective investors plan better for seasonal challenges and ensure they are prepared for higher maintenance during harsh weather conditions.For those interested in similar investments, your case underscores the importance of patience, unique property insights, the right financing, and effective property management.

I would love to be able to find a HML lender willing to loan so that I may refinance after the seasoning period.

Keep in mind the rental market has been changing seasonally these last few years so what is on the market this week seems to be setting the market price especially this time of year going into rental season.  

Take advantage of the seasonal tourist market premium.  

Put the funds in your wife's account and season it so its her funds.

It's an excellent place for both new and seasoned investors to gather, network, and delve deeper into specific investing topics or strategies.If you plan to use private or hard money, the barrier of entry is a bit tougher for new investors.

Best of luck this tax season! 

LOL -  I actually like tax season now. :)  This year was a $45k return!