But still trying to conceptualize how to incorporate ongoing expenses/interest payments and loan paydown into that equation to get a more holisitic image before deciding where to live

But, if the TC has to contact anybody for paperwork, such as the lead disclosure, it has to be a licensed agent.For additional reference, this applies to people staffing the office. 

Not a repeat mortgage client but referred to a repeat lending partner.

I'm referring into "Expenses AFTER the in Service date are then considered for repair vs improvement" part. 

I've recently started using Intellirent.com for screening, as it further automates the reference checks (only works perfectly if the employers and former landlords respond), but it includes an authorization form (electronically signed by the applicant) that you can download.

@Choon Yee DeeRecommend exploring as many sources as possible to get referrals AND cross-reference them to get as much accurate information as possible.Check out NARPM.com, BP’s Property Manager Finder (BiggerPockets: The Real Estate Investing Social Network), etc.Also, encourage you to learn from the mistakes of others - by reading posts here on BiggerPockets about owners not having their expectations met by their current Property Management Company.

If anyone has any recommendations on contractors and handymen in the area too I would love to get some more references.

If you have someone in CA to refer, please do! 

Really appreciate the references here - will definitely reach out! 

@Abhishek Agarwal It's the boots on the ground observation that I am referring to.