In the application it could be to verify information you supplied or after closing to set up automatic ACH withdrawals for payment. 

They can save you a lot of time, money, and heart ache. 

The trade off is that you get a guaranteed ACH deposit into your bank account every month.

There is no charge for this and they use ACH similar to any other bill pay service.5.

3 x income, proof of employment and permission to contact employerrecommendation from current landlord and excellent payment history for past 2-3 yearsgood credit history, no evictions or accounts in collectionsno criminal associations or background without approvalpermission to check employment, personal, credit and criminal historypets on a case by case basis (quiet, good neighbors, good habits, not aggressive or aggressive breed)additional pet cost monthly and additional pet depositbonus if move in Dec 15, second month freeincludes cleaning service 2 times a month, no additional cost to renterfirst level floors and bathroom cleaned680 plus utilities, cleaning service includedeach adult over 18 on lease needs approvalmust provide access to cleaning person without delay or inconveniencemust submit payments by ACH debit or by means acceptable to property management companydishwasher allowed with approvalshow proof of renters insurance

Does not seem worth the head ache.

I got discharged from a Chapter 7 in August, Want to know how many years do I have to wait to even remotely think about investing and actually making money? Currently have 30K saved up and building my credit back up.....

ACH is offered by many banks. 

For those of you with experience using online payment systems that use ACH, such as cozy, appfolio, etc:On our contracts, rent is due on the first, but late fee is only assessed if paid after the 5th.

It's a muscle that you build over time.