We're working with a new construction builder who has an in-house lender (Austin, Texas area).

Many people buy a house with a FHA loan and then turn it into a rental but it doesn't mean it's always allowed.

Less risk because a house that is paid for cannot possibly be foreclosed on.

Tenant chose to stay in house during repairs citing Renters insurance declined coverage.

Ultimately you will have to sell your house at a discount. 

You've probably heard of big Landlords losing property, but only because they were flagrantly violating Fair Housing, running a slum, or otherwise violating the law in an egregious manner.

I have to flip an entire house to make $12k, but an agent makes that in a couple hours without having to leave their home?!?!

@James Tobin  house hacking is a GREAT way to start.

https://www.har.com/content/department/newsroom?pid=2141Houston Real Estate Highlights for December and Full-Year 2024:
-Following two consecutive years of declines, single-family home sales rebounded in 2024 with 85...

I manage hundreds of rentals and most of them are caulked every 5 - 10 years.DR Horton was the builder, and after we did two inspections and closed on the house, we found out that a good chunk of the roof was missing - they quickly finished the roofing.