I've included an example below to help illustrate this.So different lenders have different rates (which do vary even for DSCR loans) but these are factors they all consider.See example below:DSCR < 1Principal + Interest = $1,700Taxes = $350, Insurance = $100, Association Dues = $50Total PITIA = $2200Rent = $2000DSCR = Rent/PITIA = 2000/2200 = 0.91Since the DSCR is 0.91, we know the expenses are greater than the income of the property.DSCR >1Principal + Interest = $1,500Taxes = $250, Insurance = $100, Association Dues = $25Total PITIA = $1875 Rent = $2300DSCR = Rent/PITIA = 2300/1875 = 1.23If a purchase, you also generally need reserves / savings to show you have 3-6 month payments of PITIA (principal / interest (mortgage payment), property taxes and insurance and HOA (if applicable).

For those who have tried Airbnb long term rentals (typical more than a month), how do you factor in the utility bills?

Done properly, an investment made today should have “priced in” the factors the were previously unexpected and resulted in trouble. 

Figure what the most important factors are to you from purchasing an asset.

Its known as the greed factor..

The major factors like the roof, furnace, plumbing, electrical upgrades, and foundation repairs are all examples of costly expenses you'll want to inspect before closing the deal.

He also said that he will move Space Exploration Technologies Corp. from Hawthorne to its Starbase in South Texas where it is developing plans to one day send humans to Mars.The move further cements Musk's influence on the Austin area and, more broadly, the state of Texas.

How do you factor in crime rates when researching markets?

The only factor I was able to find that supported a relatively high price and rental estimate, it that it does appear to be in a lower crime part of the neighborhood (relative to the rest of the neighborhood).Thanks in advance I appreciate any feedback on either the NORADA site, or other things I should be considering when analyzing a potential rental property that is out of state.Thanks,Zack

I know many companies that do this. this would not be a security as long as you they are not getting profits from the deal and are financing the transaction as a standard loan and recording a deed of trust.Some good info here on a note:The Court provided four factors to determine if a note sufficiently resembles the types of notes that are not classified as securities.