So essentially question number #2 is only valid if question #1 is not allowed.

Forbearance can offer breathing room without negatively impacting your credit score, but it's essential to have a clear plan for resuming payments.3.

Advani suggests that a strong focus on professional property management can significantly reduce the risks associated with real estate investment.Construction and Development InsightsFor those looking to invest in construction and development, understanding the ins and outs of building projects is essential.

@Gavin JexSo you want a bank loan and then seller finance as wellA bank would not be in second position so they as the owner / lender would be in second.Also 0% they would still be responsible for taxes on that at AFR so if your payment is $300/mo the loan would go off federal rates so they would essentially have to claim around $5k in interest income which would be ordinary income so they may end up paying all of your payment in taxes… just fyi if they did speak with someone on thisSounds like a steal if deal for you

Hi Kingston,With a HELOC, you are essentially opening a line of credit in addition to your original mortgage.

However, it's essential to ensure that the net income is not being taxed twice.

The association would own the common elements and the members would own their house but not the land.  

Hi everyone,There are couple of ways to value the price of land in depreciation, such as the 80/20 (20% to land) and Using Property Tax assessor's values, or getting an assessment of recently sold lots in the area.I was discussing this with one of the CPAs, and he shared that if the cost of building the house is more than the purchase price, then the land is essentially of no value. 

It is amazing how even the most minute element of power goes to some people's head and they get a Napolean complex about their supposed power.

Their advice might be quite helpful to you when you make your first investment.Note that doing extensive research is essential when investing in real estate.