An important distinction that many people who don't live here neglect to consider is the difference between living in the mountains vs next to the mountains. 

The garage is gold.TerryTerry I distinctly remember some fourplex listings with garages that appeared to be from the same complex, and yes Terry, there was a HOA! 

One key issue is lack of understanding of consumer debt versus business debt but he fails to make that distinction and the uninformed public is unaware of how the latter works or even that it exists. 

There are many great areas to consider in the region, each with a distinct feel and price point.

Robert Campbell wrote a book called "Timing the Real Estate Market" back in 2002 that gives 5 distinct Vital Signs to use for assessing your local market.

I find it's a distinction that gets lost on a lot of folks from out of state looking in.

That is an important distinction here.  

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@Richard Flanders I guess I draw a distinction between when property is ready versus when someone moves in because sometimes there is significant time passed between the two dates. 

There is a distinct difference between low price and higher priced rentals.