I was going to bet him a steak dinner at the Brown Palace that he was wrong but then realized that he had already bet much more.Sure prices are high compared to the past.

Sounds like a some celebration drinks and pick up the tab on dinner. 

If you are located in the greater TC area I would love to even take you out to dinner to hear more of your story.Many Thanks in advance!

Of course the coastal areas are the exception.In 1930 a veal cutlet dinner cost 15 cents in a NYC restaurant.One thing you can ALWAYS count on is government recklessly spending money that it doesn't have and constantly debasing the currency.So, you have some issues of constrained supply increasing costs in highly desirable locations like coastal California.

Were i lose it is on my visits to my clients I am funding for BRRR all across the country 3 to 4 days on the road high end client dinners every month takes a toll.

I have a chat with tenants, talk to neighbors, get lunch/dinner nearby, go walk to a store close by, etc. 

You are indirectly made me $200k this last 60 days @James Hamling.In our infamous Market crash with 2,000 posts you are the only one that's consistently defending the price behavior based on seasonality, and pent-up demand increase due to inflation.I guess you are RIGHT after all, proven in this market, if we meet I treat you a dinner LOL

You're likely hosting this event at breakfast, lunch, or dinner time. 

My definition of a banking relationship is a business account with the bank to start out, then a history of successful loan payments.Some people think it means work with one bank and have dinner and cocktails with an employee of the bank--personally I don't think that.I think unless you are one of the banks "High net worth" clients using that service, your interest rate and terms will be about the same flexibility as another borrower with your experience, and credit rating and financial picture.I think the "Old Buddies" system of granting credit went out with the Horse and Buggy, replaced by the computer.Not to say that ABC Lenders might not be more flexible on terms, or willing to cut you deal on some other aspect of the loan if they really need to make the loan, or it serves some civic purpose (maybe neighborhood revitalization, etc..).It seems to me the computer is going to dictate the terms and policy (not personal friendship with an employee) and will dictate allowable modifications.If I am wrong on this, BANK LENDERS let me know.I am talking about Bank relationships here, vs Hard Lenders or Independent Brokers.Just my 2 cents.The Old Buddies system of Loans: https://www.youtube.com/watch?

This is like asking a lady out for dinner on a date.