I use patterned ones that look like granite or marble or quartz or similar so that stains and minor scratches don't show, and don't use a shiny surface - use as close to matte as possible - and light colors. 

The last post is correct, we are required to have our license classification and clearly displayed on our trucks, business cards and any other advertising.

We used Anderson Business Advisors to help set up our entities correctly and make sure we weren't paying more in taxes due to how the entity was set up.

For me I use; 2nd lien on target property or cross collateral property deed of trustJV agreementPromissory NotePersonal GuaranteeMay be over kill, but I am fine with it.Also if you ever foreclose on a property that has enough equity to cover your loan I assume the 1st lien gets paid and then the rest would go to the 2nd position or is that not correct?

There are no loopholes and if you operate outside the rules you will be shut down, it is only a matter of time.You are correct, unincorporated Pinellas County versus Saint Pete have different rules. 

You're in a good position, and there isn't really a universal correct answer.

If I'm understanding correctly, for a cash refinance...If you buy an investment property, fix/repair it, and get a higher appraisal, you can then take the $ difference and put a down payment on another investment, etc.If so, are there tax implications with a cash refinance?

You have 4 kids, and it seems like with your income you have a steady high-paying full-time job, correct?

One agent, Fletcher Thompson refused to join the association based on their prior racist policy of not accepting anyone of color during the 1960'sCase notes are here:- https://www.nar.realtor/legal/...Look up Thompson Brokers in Florida where you can access the MLS without paying fees to any association.

So try to make it happen correctly.