I would typically advise to find a local bank that is convenient as my guess would be most rates will be comparable to point it may not be worth extra hassle. 

Some owners instead of gambling on the premium  that’s possible with individual leases just lease out the whole 4 bedroom unit at a slight price break. 

Riff Raff, whiskey, gambling, prostitutes, con artists, and other shady characters run gamut when the refinery is doing major work.

"If you're interested you do what's convenient, if you're committed you'll do what it takes." - John Assaraf).Take an honest inventory of how much time you spend on social media, watching TV, in transit (great time to make calls) and you'll start to see there are more hours in the day. 

If there’s anyone wanting to know further information, please message me at your earliest convenience.

There are investors that gamble on transition areas.

For what it's worth I use Chase for business and enjoy their interface and convenience. 

@Briyana Hawkins Buying with the hope that an area appreciates is always a gamble. 

But then again, I may take risks, but I never gamble against the house.

Maybe it's a decent gamble - if you lose, you bite the bullet on the 2 months lost rent, get the rehab done and get someone in at 3900.