Most lenders group all hard credit pulls within the same 60-90 day and consider it "one pull".

I did a search on the forums and insurance seems like it could be a major problem.Shouldn't be an issue at all. 

Trying to get a split level (not a lot of sqft) on the market in the next three weeks and trying to decide on whether to open the wall between the dining and living room for a feel of openness or leave it as I have heard from two interior designers that the open concept is on the way out as we are more at home and liking our separate areas in the home.Pragmatically speaking the opening of the wall will be mostly a time drain with it being a load bearing wall and having to support the ceiling while rebuilding and all the drywalling necessary.

As a sole operator, you have all the policies and procedures in your head and can apply them to many properties without referring to a binder.

This happens all the time, usually with heirs, but it can be squatters as well.

All that cost's $ in labor time and systems.     

Not at all looking to stay strictly in the NYC area; have been looking around at markets in Long Island, Upstate New York, New Jersey, and the surrounding region.

Quote from @Somesh Mukherjee: Hi all, I am looking to diversify & add a small apartment (3-4 units) to my portfolio.

You lose all of the control and these are long term investments - but in my experience the returns match what I had on the active real estate and I am hiring professionals to manage the assets.  

Hello all!