I think that you will find that there is no one good resource to learn about money management, and that lots of smart people here on BiggerPockets and around the web will disagree intelligently on the best ways to manage your money.I think that a good list of books to begin reading if you are interested on taking control of your money, learning to invest, and having money work for you, instead of having to work for money, are these:1) Richest Man in Babylon (Great for learning basic finance principles - probably the first book you should read)2) Rich Dad Poor Dad (Great for understanding how wealthy people think about money)3) The Four Hour Work Week (Great for understanding the concept of lifestyle design and that Effort does NOT always correspond to productivity)4) The Millionaire Next Door (Great for understanding about what REAL Rich people do with their lives and money)5) The Wealth Barber (A Great step by step look at a reasonable approach for a typical american looking to manage their wholistic financial position)6) The Compound Effect (A Great Book that Discusses the Gradual, then accelerative, then explosive nature of finance, and many other life objectives)Oh, and since you are learning about money - get these books from the library for FREE! 

Short term : diversify into Wholesaling to help mitigate my lost income and also provide more flexibility with my time Long Term:  Continue building wealth and cash flow by gradually increasing our rentals properties with clear titles and using leverage where possible.Are you looking to run a business (wholesaling) or are you looking for more a a risidual income from rentals?

So if I rent (for more than the cost of owning in every market I can find) instead of gradually paying down a mortgage, where does the extra money to invest come from?    

I replaced management and we got strong screening in, but we gradually saw vacancies rise, until the building was 50% vacant in October.

I noticed they had constructed a gradual asphalt ramp from the ground up to the floor of the containers!

If so where may I purchase a software utility since I would still work as a mental health counselor and ween myself gradually to do more deals if number crunching would be accelerated since this sounds like a numbers game -- the more leads/deals the more potential closes 

Since the early 1980's interest rates have gradually gone down.  

Gradually keep moving them up close to top market but not quite.

Vesting can be the rust on the golden handcuffs.A law was created (Pension Protection Act of 2006) that limited vesting schedules to 6 yr maximum with some % of vesting required to start by yr #2 or 100% vesting after 3 yr if the employer doesn't allow for a gradual vesting schedule in the first 2 yrs. 

And there's enough money/demand as long as tech is booming to offset the folks who do get priced down/out as the rates are gradually increased.