@Navi KukretiA 8-10% return is totally doable in Pittsburgh but you will need more cash then that unfortunately.

You van use your VA loan if you live in one unit.I'm retired Navy

A Navy veteran with a background in Project Management of 20+ years,  I hope to bring value and insight.Excited to learn and grow within this community and gain experience in managing properties, finding good tenants, and dealing with maintenance issues.I'm looking forward to learning from others on this forum and sharing my own experiences.

While I served in the Navy, I became a buy and hold investor and got up to several properties in 3 different states.

I’m not gonna sit here and tell you it’s necessary a great time to buy, on any given year even few years in the area it makes more sense to rent (I rented in navy yard because it was cheaper to rent than buy and I can’t see staying for more than a few years) however if it’s a place you can see living in 3+ years it’s probably much better to buy, it depends on your lifestyle/goals.

I'm another buy and hold investor (and Navy vet) in the Virginia Beach area - it's a great place to have rentals!

I am currently house hacking and renting out a couple bedrooms to some Navy friends but do not have them under a rental lease, however, I collect rent on a monthly basis.

I read a book a while ago written by two Navy Seal's called Extreme Ownership.

Can refi an existing mortgage to a shorter term “Mini Mortgage.”Navy Federal 80% LTV Norway Savings Bank, MaineOmaha MortgageOregonians CU - ORPenFed - max 3 other properties, including primary. 80% LTV, prime + 1%, <4 properties.

I am currently active duty in the Navy and am working in D.C.