They can get a loan from the solar company, but would prefer a HELOAN or HELOC to cover the solar and consolidate.

Non-conforming/portfolio loans, which aren’t conventional loans, will allow as little as 20% down. 

If it is for liability protection, keep in mind to actually limit your liability means that any loans and insurance for the property need to properly be in the name of the LLC and not your personally.

Getting a commercial loan won't free up your DTI since you would be a PG on the loan.

Great tools that get updated regularly.I am on the lending side of things and would be happy to hop on a call with you anytime to discuss financial strategies and help answer any questions you may have about nearly any loan product available to help you on your journey, even if they are not products my capital partners offer.We are all here to help you learn and grow.

Here you would continue to find borrowers and fund loans with your own money.

I've had commercial loans with my CU but all others through brokers, and they've all been sold within a few months then had issues with the loan servicing companies/ the banks they sold my loans to.

Va loan

If you can get a loan at the 6.5%, you're saving another 5k a year off your estimates. 

Can I just fill out a grant deed myself and create a loan document and have them both recorded together?