Places like San Antonio might present more favorable cap rates, from what I read in Forbes recently.Refinancing could free up equity if today’s loan terms are more attrative, though that depends on current interest rates and the property’s updated value.

Louis Fed shows the delinquency rate on residential single-family mortgages, and proves there's a way to spin this data to show that delinquencies are increasing rapidly.

You'll either have a higher rate for no prepay, or it will cost you points at closing.

You want to consider the quality of tenants you get and being in a central area means people can get to their jobs / school conveniently.

Sounds like if I stay conventional then my best rates will no doubt be the 25% down options. 

Rates change all the times, but if you had a rate lock, that really doesn't make any sense to me.

However, rates have since moved upward.A 30-year fixed rate mortgage is once again sitting around 7% interest:The real estate industry hoped 2024 would see a recovery in which mortgage rates fell and home sales climbed.

For example, if $100 buys a basket of goods today, in 10 years, with a 5% average inflation rate, you'll need $162 to buy the same items.

You'll find that interest rates will vary from bank to bank. 

Raising the rent to market rate is not discrimination.