Hello Team,I'm new to this group and hope to get the professionals' advice. 

., with a diversified economy and a strong job market.Opportunities: Multifamily developments, long-term rental properties, and flipping projects.Houston:Reason: Known for its oil industry, Houston has diversified its economy into technology, healthcare, and manufacturing.Opportunities: Commercial and industrial real estate investments, as well as residential projects.San Antonio:Reason: It's experiencing continuous infrastructure growth and is more affordable compared to Austin and Dallas.Opportunities: Affordable housing and expanding development projects.In Florida:Orlando:Reason: Orlando’s tourism industry continues to drive growth, alongside its rising status as a tech and medical hub.Opportunities: Short-term rental properties, multifamily developments, and new residential construction.Tampa Bay:Reason: Tampa is experiencing a population boom and is considered one of the best places for job growth in Florida.Opportunities: Waterfront properties, new housing developments, and commercial real estate.Miami:Reason: As an international business hub, Miami is attractive to both investors and high-net-worth individuals looking for luxury real estate.Opportunities: High-end residential and commercial properties, luxury condos, and fix & flip projects.Sarasota:Reason: Known for its beaches and quality of life, Sarasota attracts retirees and families, boosting its real estate market.Opportunities: Residential developments, vacation rentals, and waterfront properties.

Readers should seek professional advice.

Typically because they felt their tax professional was fine, but not in tune or up to date with the real estate investing portion of their return. 

But unless you are considered a real estate professional, you can only offset 25k of depreciation losses against your regular income per year.  

Currently, my husband and I are both busy professionals.

I have a pretty established net work of real estate professionals in the area would love to connect. 

It's a good idea to talk to a tax professional about this part.Using an LLC can help build business credit over time, but make sure the immediate needs and potential costs are worth it.

I just want to make sure that if I do work a deal to pay off the debt earlier that 1) the calulations I am using are correct and 2) that the return would make sense to a professional note investors/buyer.

Very professional.