When I did an online search for commercial multifamily lenders, most have a minimum lending requirement of $1M and I don't need that much. 

My firm goes to 75% on a cash out, as long as all seasoning requirements are met.

The process requires some knowledge from your agent. 

I have a pdf with every city in Cuyahoga county that requires a PoS. 

You're the fish.They often use a mix of fear, threat and urgency to push a target to act.It can be as simple as a 24 hours sale from your favorite shop that requires you to log in to your account first or your boss asking you to wire money right now or he/she/they will lose an important contract that will cost millions.So cybersecurity is important because without that, you might have an incident that can cost a lot of money, impact your reputation and might affect your credit score.

Not sure how much they require for their mentorship but I don’t have the warm and fuzzies about their program.

But this comes with additional requirements you must achieve (look up REPS). 

There are tougher requirements to satisfy underwriters and there are actions to take to fortify your home that can lower insurance.

These are boiler plate loan agreements that are consistent with the loans underwriting requirements.

We back into the "strike price", meaning the maximum price we're willing to pay for a property, by starting with a conservative ARV and then backing off our required profit, the rehab cost, the time value of money (carrying costs and interest), and a contingency reserve for unexpected expenses.