Both will offer asset protection from incidents and debts that are not personally guaranteed, say for instance, someone slips and falls and wants to sue you.

Regular homeowners' policies don't cover incidents that happen during a short-term stay.

This was her first time experience in the renting business and she overlooked the incident as she concluded from one of her earlier visits that direct t.v. seemed essential to their lifestyle .

Two months after that incident the same thing happened in the bathroom.

Carlos,If it were me, I would have your agent's broker contact the listing agent's broker about the incident.

Crime Free / Drug Free Addendum is important to have,, for any rental property,In this case the more than likely even without the girlfriend pressing charges the "police dept" followed thru and he more than likely had a charge made.I don't know enough facts about this landlord and what happened,  but the point is if a incident happens on your property you need to be decisive and take action. 

So far Airbnb I think is going well (other than this latest incident) and it's generating more income than I would normally receive with LTR.

It's very sad to hear about incidents like the recent one in Outer Banks where people lost their lives due to a fire.I think it's a great idea to have more awareness and training for those who manage these rentals.

Most post-hurricane states see a dip in their in-migration numbers for the first few years after the incident but, after years of calm weather people create a 'window of amnesia' and forget that it's still hurricane territory and it might recover from the huge drop-off after a period.

The seller will first review their property preservation records to confirm the date when the incident occurred.