I came across a loan program called Renofi that will lend you a based on the future value of your home after rehab.

A cash out refinance puts the cash into your bank and can be used as PITI reserves or as an asset.A Heloc becomes another trade line on credit which can potentially cause a higher DTI and lower your chances for future approvals.

If you’re ever looking to leverage financing for future projects, whether for flips or buy-and-hold deals, feel free to reach out!

We will inevitably work with a CPA in the future, but are there benefits to starting that relationship now?  

I live in the SF Bay Area and have decided to buy my first single-family home.I fully acknowledge and recognize that the SF Bay Area and California (in general) may have some of the worst cash flow numbers in the entire country.I've already traveled to cheaper Midwestern states to look at real estate opportunities, but have decided to invest here in the SF Bay Area as I'm purchasing with the intention of living in it first and foremost, and then renting it out sometime in the near future when I move overseas.I'm looking for anywhere in the Greater Bay Area/Northern California region (even Sacramento & Central Valley is okay) with better than average purchase price to rent ratio, and some appreciation (if possible). 

I would also like to use this agreement for future property I might aquire.

AirDNA is good for looking back over last 12 months and enemy method is good at looking at competitions occupancy and rates in near future.

I'll just add, that if you've done these types of deals or similar deals before, having accurate and up-to-date financials (aka bookkeeping records) for those previous deals to be able to analyze the numbers would be a great tool to use to make informed decisions about future deals.And, even if you haven't done deals like this before, keeping updated financials for the deal you're doing is going to be huge as you're making decisions throughout the rehab.We call these data-driven decisions.

Let's connect too, I might be able to help you in your future real estate ventures.  

This is not often understood but can seriously effect your flexibility in the future.