Discount points should be separate. 7 1/2 paying one point with less than $2,000 in fees in pretty much spot on, assuming high fico and 75% LTV.

Anyway, it was originally a 2 bedroom 1 bathroom.

The renovation is significant (flooring, counters, heating, upgrading the bathrooms, etc.), but not a complete remodel (not adding or expanding structures).

They are already going to have to sell at a discount for this to be a viable wholesale deal and then on top of that reduced price they will have to compensate the agent.

This has put a cut on our cashflow and we have had some major expenses, like a new roof,  water heater, bathroom remodel, and kitchen remodel all done at the 3 bed house.

The previous owner added an unpermitted bathroom to the downstairs and this small storage room (walls and a door were put up).

Becoming a Key Principal (KP) in other people’s commercial real estate deals is a great way to shelter your income, participate in several deal at the same time, minimize / spread out risk, capture equity w/ a preferred double-digit return at a discount cash-out-of-pocket investment. 

I too have recently opened a SD Roth with Quest and I'm actively looking to get educated on buying discounted notes.

If you were to hire us to do both, I would provide a discount.

I recently added a micro half bathroom to a little unit.