Hi there, I don't know that you really need to do that, just apply the extra as principle when your monthly payment is due.

John,When you are renting, the rules don't apply. 

Not only are IA and NE local, but you’ll find it easier to borrow money.Iowa only requires a license to lend money on owner-occupied properties, so this doesn’t apply if you’re flipping.

This means landlords are not barred from considering these aspects, as long as the assessment is applied individually and fairly.Consideration of Criminal Convictions:The ordinance clarifies that landlords can take into account violent and sexual offenses as grounds for denying an application.

You may need to apply for an ITIN which is an identifying number when filing a US tax return4.

if you do it incorrectly, many jurisdictions will classify the primary as rent controlled (which I believe is not applying the law as intended).  

Apply for helocs, many have much more relax prequalifications vs mortgages.

This applies to real estate too.

I think trying to apply MF in the same way was the problem as they have different things to consider.

And I believe your comments on the “neighborhood millionaire” type with anywhere from 2-10 investment properties is likely to apply to many who may lurk on BP.