That's exactly how I did my first two deals...

Flexibility in Loan Terms: Josh offered a unique hybrid product that let my friend lock in a portion at a fixed rate while leaving the rest variable.

While she is not entitled to my income information, she is entitled to his every year.

My background was in data science, statistics, and economics (mainly econometrics) and I couldn't have landed in a better place. 

My family will occupy one unit, while the other will be available for rent starting in the spring of 2025.

My personal opinion is that, while shifting investments into real estate may be the right move for your situation, there is likely a lot of work to be done before you get to that step to avoid a potentially costly mistake. 

I'm looking to make my first STR investment purchase in the next few months and am intrigued by the North Charleston area.

Hadn't considered that, so that just saved a few years off my life. 

That’s why lending is my biggest concern.

I and my partners built it How did you finance this deal?