Loans that use bank statements or say your income without typical proof might cost more in interest and have tougher rules.It's key to look around and compare what's out there to find the right fit for how you make money and your goals in buying a house.

In these (rare) scenarios, it makes sense to make an exception.Happy to chat further if you think we might be a good fit!

One room will easily fit a king bed which we plan to do.

Test them out, if they aren't good try another option until you find the right fit. 

The hiring process costs the employer a lot of money and if you don't think you will be a good fit, it is going to be an uphill battle for both you and your employer.

DSCR loans are a great option for anyone that doesn't fit the conventional "box" - DTI isn't a factor, no employment info needed, no W2s, paystubs, tax returns, 1099s, etc. needed, you can close in an LLC if you want to and many lenders don't report to personal credit, so those loans won't affect your credit score/DTI for any conventional financing you might pursue in the future.

The Allentown market is ripe for both single-family and small multifamily properties, fitting well with your cautious and gradual portfolio growth approach.

Does buy squatter houses in that specific area fit your investing goals?

This is vague and gives you the ability to add your mobile home if you see fit while also jumping on other opportunities if they arise.

Some folks might even add extra bits to their policy to make sure it fits their mid-term rental gig.