Investing in short-term rental (STR) properties in Florida with bad credit poses challenges for traditional financing due to credit score restrictions.

Traditionally, co-ops are more anti-landlord when compared to condos - that's why they're generally cheaper than condos.However - each co-op building is different.

When my daughter looked into tankless, they told her they could install it outside (couldn’t work out venting inside) but it would require additional maintenance, so they just went traditional.

Private financing or hard money is generally used for acquisition and rehab financing for properties that won't qualify for more traditional loans, when speed is a priority, or when some other aspect will roadblock traditional underwrites.

I know this is because I have been focused on the DTC/SF traditional mortgage options or funding with buying an existing structure, but I can't see a clear path to financing a 2-fam new construction that's owner occupied (allowed by right per zoning).

Traditional How did you add value to the deal?

This can provide more flexible terms and potentially eliminate the need for a traditional mortgage.Private Money Lenders:Private individuals or companies may offer loans for real estate investment.

The reality is, traditional forums and generic social media groups, like those on Facebook, have become increasingly cumbersome and less aligned with the rapid pace of today’s real estate market.Forums, while rich in information, often present challenges in navigation and timeliness.

The individual owner of a seller financed mortgage enjoys a notable advantage over a traditional financial institutions, direct one on one negotiation capability with the borrower. its an advantage for negotiating new terms, adjusting interest rates, and addressing unforeseen issues.We have heard that this is a way for the owner to avoid "Capital gains"?

You can try and stall this and try and come up with the money but now that it is in foreclosure traditional lending is going to be a no-go so unless you know someone who will give you the $ or you have other real estate you can pledge your options are limited.