I did not expect the positive turn and was almost ready to throw in the towel

While I usually roll the place in a soft color with bright white trim.

on my rentals I don't replace roof until there is multiple leaks and soft spots.

I'm a new construction buy and hold investor so the 50% rule doesn't work out to well for my investments either.

The sibling whom we planned to sell it to took a long time to get a mortgage (contracts and time limits are important) and along comes sandy which floods it to well into the first floor unit (things happen) and we are in limbo.

Conventional is a better product for the home owner hoping to turn a profit, the soft costs add up.

I am a landlord and need to have an addendum signed to extend the lease for only few month. Can I just get a signed copy by the tenant and I to be legally valid or do I need it signed in person?

If it is soft enough then it is a possibility; too hard then forget it. 

Its a local credit union here in SE Wisconsin, Educator's Credit Union: they offer free reports and score, and its a soft inquiry, so it doesn't affect the number of inquiries.Im not sure what other credit unions in other states offer that type of program.

The trim on a beautiful bevelled glass oak door (antique) is torn off and the towel bar on the bathroom is bent.