-Interest Rate Adjustment: The interest rate payable on this Note will be subject to adjustment from time to time in the event "lender" deems it necessary or prudent.The above terms are not all inclusive and any final commitment and documentation would include other such conditions that are customary for similar transactions.

they determined that a lot of the theft was from the workers that worked for the contractors and new the lock box codes coming back and stealing stuff or telling their cousins etc. 3. pull into gas station and have to lock your car when you leave and head on a swivel  or simply do not buy gas there at all to dangerous. its these type of things the locals are raised with and us OUT of state folks have no clue about especially if we were not raised around that environment we simply dont know what we dont know.. 

Her Concerns:Current home location, cannot re-create for the price point we got into this house, $250KToo much debt to get started (target purchase price above), she suggested partners, and I agreedDoes not want to sell the rental property and put all the money into a new investmentBottom Line-I needs advice as to the best way to posture our family to move into a multi-unit property that will give better security in our current markets environment. 

This isn't inclusive but should give you a good start.

I am surprized now as I am filling a unit now and saying I want to do month to month  because of the current environment none of the prospects so far seem to be concerned about that. 

To be clear, I’m not irritated and happy your (inclusive) business is doing well.

Hi BP - I am new to the real estate game here in Portland, Oregon area. 1) I am looking to purchase my first home in the next 6-9 months and was wondering if anyone has recommendations on how much $$$ to have in savings after purchasing the home (inclusive of down payment, closing cost, etc)?

Collaborative environment?

Finding the right property is probably the toughest part of this business for a newbie, especially in this environment.

Focus on finding the resources and environment where you can be successful and the money will figure itself out.