According to the FNB House Price Index residential property prices have declined relative to inflation for the second year running.Let me paint a quick picture of the South African property market: Consumer Price Index (Inflation) sits at 4,5% while property prices have only increased by 3,3%. 

When their kidneys started to fail they peed in convenient places.Life got immensely easier when we removed the carpet and replaced it with tile.

It's great that @Derrick Thomas has a wife of another race-- perhaps success can be increased by having her deal with the less friendly white-preferring lenders and having him develop a niche among people that would prefer to deal with an African American?

Joey, I find that university education will not become obsolete because of the relationships that can be created and the networks that can be created.If you go to a university focus on building relationships with people who take action.I graduated from Purdue University and the relationships that I created in the 90's have helped me immensely.

East Bay, South Bay, Peninsula, or even by county; the amount of possible areas to research and gain a fundamental understanding of is seemingly immense. 

I have not used them personally, but as far as local credit unions they have a good track record of helping people get their businesses off the ground, especially in the African American community in Baltimore.

If this is your first time fighting this particular issue (sounds like it is) then you'll likely do both of the following: (1) spend countless hours researching the issues involved; and (2) come out on top, unscathed, and with an immense amount of new knowledge downloaded into your brain.In the future, if this happens again, you'll know how to proceed (if you fight it now that is).

At the end of this blog will be the link and  perhaps an objective discussion on due process with her who can provide you a recourse of action.Historically, more than 50% of the victims of predatory lending practices have been the elderly of all ethnic backgrounds, followed by African-Americans and Hispanics.

You being a CPA, Joey, probably have a financial mind and realize the immense impact real estate investing can have on your life and your future heirs' lives.

Yet each within their sweet spot can be of immense value to you.For instance the 1031.