If so, which specific neighborhood?

While residential development is generally restricted in these areas, there are specific circumstances under which it may be permitted:Special Mixed-Use Districts (MX): In certain M1-2 zones, residential use is allowed when paired with a residential district under the MX designation.

I've replaced specific details with 'xxxx'.Terms of Payment (interest only): On or before March 15, 2024, Borrower shall make a prorated interest payment for the month of March 2024 in the amount of xxxx per day beginning on the date of execution of this note through March 15, 2024.

We're not entirely familiar with how the fractionalization of an existing property would work in NY specifically. 

DM me if you have any specific questions and with some more info on what types of deal you are looking at.Thanks

Let us know if there’s anything specific you’re diving into or questions we can help with—everyone here’s always happy to share advice.

I didn't like QB because it isn't specifically for real estate.

There is no 1:1 troubleshooting that is really specific to your concerns.b.

I'd imagine that it is quite location specific as well, so I'd suggest poking around a bit on HipCamp as if you were a camper, and see what's around you. 

Maybe it might be different in your market, but at least here in CA, no real estate agent is going to refer  a client slow poke big bank unless it’s specialized bank offering a specific program that caters to the needs to the borrower.