This is really apples & oranges because stocks aren't quite the same & notes you would have to reinvest interest which isn't always easy to do efficiently.

The list I came up with is : Insurance, Title, Signed note and Mortgage.Are there any other documents crucial to save besides the origination documents which the MLO would have to save up to 3 years I believe.

Its just part of how we do development.. you cant take the cash flow game and make any sense of these types of transactions .. apples to oranges as it were. for instance I have a 117 acre parcel optioned at 50k an acre.. when it ripens will will be worth over 600k an acre.. and we have 1.5 mil in cash in it so far.. is that a great use for 1.5 mil don't know.. but on top of the delta on the dirt we then build homes for another 5 to 7 years and there is another 50 million in it.. so who knows.. these are small partnerships I put together with those that don't need cash flow and want small investments that have 10X returns over time totally passive.. 

It's apples to oranges as there's no way you can buy a single-family home for as little as you can buy a mobile home.

It's a single family home located in Greenwood Lake NY in Orange County.

It's a single family home located in Greenwood Lake NY in Orange County.

Being on the same page from the beginning is crucial to success no matter what size the project is. 

It seems like a apples to oranges comparison in a lot of ways to me. 

Ideas and similar experiences are GREATLY appreciated especially from people who understand Orange County and how valuable of a town Laguna Beach is.

Our preferred markets are: Orange Park,  Baymeadows, St.