We both were approved for a 180-month 5.85% loan, as well as a 7% 30-year fixed mortgage, but we will continue to shop around with the idea that we would just pay off the entire mortgage once our funds become liquid. 

You can't continue to step up that basis after 6 months.

Cash flow is the big struggle these days so I would agree that's the best topic to cover right now. 

For another reason, what if you have someone struggling with alcohol use and I certainly wouldn't want to entice that struggle.

I still consider myself fairly new to this world, and I can say with 100% certainly the biggest battles are the internal ones, and this industry has given the pleasure of being forced to address several of my short comings, and continue to address them all the time.I find I get the most emotional when I get reactionary, so my constant focus is around honing and suppressing reaction as a whole both internal and external.Thanks for taking the time to write this up.

if you wait to take cash out or save it you are going to be waiting for home prices to rocket up in sale price.Mortgage rates are dropping and will continue to drop into next year so that means a few things. 

I'm struggling to find deals and the numbers just aren't working.

If you try to buy for cash flow in 3-5 years while still getting a property you like, you're going to go into analysis paralysis and will likely find yourself second guessing every property to the point where you won't be able to take action on anything.In my opinion, the Denver market simply cannot continue on as it has been.  

It helped my wife and I save up money to continue investing.I’ll give you one very important DO.

The next year he would do the same on the 2nd home and continue to do so on the 3rd through 15th and it would repeat back to home #1 after the 15th home.