It is not uncommon to see changes in the makeup of a household.

Individual condominium complexes may impose their own limitations as well so before you put down any money on these units, make sure you can rent them out and that you can even qualify for a loan. 

You also agree to report immediately in writing to us: (i) any evidence of a water leak or excessive moisture in the dwelling unit, common hallways, storage room, garage or other common area; (ii) any evidence of mold that cannot be removed with a common household cleaner; (iii) any failure or malfunction in heating, ventilation or air conditioning, and (iv) any inoperable doors or windows.

The general is as follows:-have a builder that owns a property with a partner on a British Overseas Territory-vacation destination with soon-to-increase traffic via increase in major cruise line stops-they have additional property to offer (at least a portion of) as collateral-plan to build 13 condominium units to sell (already permitted); builder claims to be able to construct in 5 months-looking for an individual or organization interesting in financing the project as a Joint VentureNeed an appropriate staging ground (perhaps within this site?)

I am actually getting ready to record an educational piece on this and will have it on YouTube soon but until then here are the factors that are considered.  1.Age of the property2.Demographic location and crime statistics3.Average household income4.Geographic and economic growth projections5.Annual appreciation forecast 6.Monthly Rental income7.AmenitiesAnd here is a break down based on the Texas market. 

From what I remember on that job, the bank wanted the package appraised for internal purposes and as they were all rental households operated by same owner, in the same small town Ohio, we were able to knock out like 128 units (mixture of SF and MF buildings) as a "single economic unit", or operated as an apartment essentially.

Was blessed to have a father that taught me the basics of plumbing, rough construction, electrical and other household repairs although I was not always a willing participant.

But your wife is your family, so your "household assets" would include them if you were to do a family net worth balance sheet thing.(2) Find another lender, they aren't investor friendly. 

November 2015 Houston Housing StatsHighlights:Single-family home sales fell 10.5 percent compared to November 2014, marking the second consecutive monthly decline and sixth month of negative sales volume for all of 2015;Total property sales dropped 10.1 percent (5,623 units);Total dollar volume decreased 13.5 percent to $1.4 billion;At $262,064, the single-family home average price saw its first decline since February 2012;At $200,000, the single-family home median price achieved a November high;Single-family homes months of inventory climbed to a 3.4-months supply versus 2.7 months a year earlier;Townhomes/condominium sales dropped 10.3 percent with the average price down 9.3 percent to $183,884 and the median price down 15.2 percent to $130,000;Leases of single-family homes rose 7.5 percent with rents up 1.9 percent to at $1,707;Leases of townhomes/condominiums jumped 8.1 percent with rents flat $1,527.Great time for investors to buy right now before the Spring frenzy starts again.

My second listing that I received was a condominium three stories two bedroom, one and a half bath with finish basement truly a beautiful condo for a young couple.