She told me that if she had been with an online-only bank, that extra level of help might not have been available when she really needed it.Anyway, I’d love to hear how you decide to move forward.

You could work out a "family trust" or another legal structure where you manage the property, get the cash flow, but maintain the rate.

•Phase-Outs and Limitations: Certain tax benefits phase out at higher income levels.

Don't trust w/o verifying!

And while they are convenient, the level of convenience they provide are not substantial. most tenants outside of A Class will complain about having to fill an ice tray.

If you are in a relationship and want to invest, there is one thing you must be sure of before you start your journey.You have to be on the same page about real estate investing.Almost every story of a successful investor has a cooperative partnership and agreed view on investing as a couple (and a plan for the kids if they have them).Both parties don't have to have the same level of involvement.

One manager of a large portfolio stated that he has seen some housing types and markets hit near their 2019 pricing levels... 

He did not leave a will or living trust so  I’m of course trying to figure out who may have the rights to the home. 

However, I cannot be trusted with cash in the bank or in the stock market.

This will be my first investment property and I am hesitant to just hand $30k+ to someone and trust it'll all work out.