If something like a wrong code... or someone is lost.. you actually do want to respond and help them.

I would like to work with a financial coach about my specific situation.Look in the yellow pages, google counselors in your zip code, etc. 

Also, is the "service date" strictly the date the property was brought into a serviceable state, or the date the listing goes live? 

I used to define markets by state but now we do by zip codes and strategy. there's 440 zips in ohio, 7 of which we do business in which are downtown columbus and that is the urban core and urban core adacjent. rents are higher, property values are higher, developer and density friendly, low risk land or infill land, plus fastest appreciation in the market.

@Francis Woods i found this though: http://oakland-ca.elaws.us/code/pc_ch17.103_artvi_sec17.103.080#:~:text=A%20new%20or%20separate%20utility,capacity%20charge%20shall%20be%20required.

I think DSCR Loans are definitely in your future as you continue to grow your portfolio but probably not the best fit here:-Can strictly not use DSCR for any property you live in - would technically be possible if you moved out, leased up the unit you are currently in and provided good documentation that its legit - but this is a firm non-starter for DSCR (absolutely no occupying the property)-DSCR Rates at best are in the sixes on a cash-out refinance - so you would be doubling your interest rate at least on the current property - which could make sense but its a pretty high hurdle.

According to HUD Fair Market Rental Rates for 2024, the market rent for each unit in the 34608 zip code is $1,700 per month.While the units are in good condition, consider updating the kitchen, bathrooms, and fixtures and adding a fresh coat of paint for a fix-and-flip strategy.

Post-Closing Access After closing you should receive all keys, access codes, garage openers, etc. to your new property.

I would highly urge you to take a look at the jurisdiction codes.

However, there are tax code changes every year.