Buyers who are shopping right now are able to leverage 3-2-1 and 2-1 buydowns to get their rates lower on certain properties that have been on the market for 4+ weeks, although we are still seeing mutiple offers in a lot of the popular zip codes and good school district areas.I'll be posting on this thread monthly to keep up with how the market is trending for all who are interested.

Shops, oil change, tire repair, etc. 

@Diane Chapman you walk into a shop at a mall, and what's the first thing that happens?

Some that are going to be safer.11th Property(Beaufort, SC)List Price: $311,000Purchase Price: $292,000Financing: Cash3br/2ba, 1700 sq ft house.

Payroll business, car shops, etc. 

Home Depot, Lowe's, Menards and even local stores like Ace are one stop shops and what you might spend in terms of a little more, you regain in terms of time saved and the ability to sign up for Pro accounts. 

Conveniently located near schools, parks, and shops, this home epitomizes modern living.

We’re a one stop shop for everything you need.

For example they took on (a) floating-rate debt (instead of fixed rate which was more expensive but safer), (b) short-term debt (cheaper but then they ran into refinancing problems) and (c) high levels of debt (to try to juice projected returns rather than conservative levels which aren't as "exciting" to a certain type of investor).

We’re a one stop shop for everything you need.