Other ways from what I can see is you want to target FSBO, rentals, and maybe expired listings and propose a subject to, lease to own, or other creative method. 

Good Day,We are investors doing flipping n rental and are looking for proposals for licensed and insured contractors in the area of Clearwater, FL .We prefer to work in tradesmen and handymen instead of general contractors.The tradesmen we need are the following:o Drywall installerso General Handymano Painterso Floor installerso Kitchen▪ Kitchen remodeling company (they do it all)▪ kitchen installers (we source the materials they install)▪ Granite/Quartz installer (we source the materials they install)o Landscapero Plumbero Electrician● Pool -o Resurface steps since probably not replaceable-will find right subo Clean up the bottomo Filter housing & pump replacementIf you are interested please let us know your proposal and if have any contractors referrals that would be great¡¡Thanks in Advance,Have a great day

To refinance at conventional low rates you need net income on your IRS taxes in past two years and YTD 2021-or 2022 if you go longer earnings averaged to be less than 43% of all total bills including the proposed payment taxes, insurance and any HOA.

Once you get the proposals back, it would be interesting to see how they compare.

What project are your proposing to finish?

@Leah R Grier So I went and looked at the Beaumont Zoning regulations and to the best of what I read if it’s in a Historical District it says you have to pay a $20 application fee and go before the historic commission and have a public hearing with your proposal of any changes to the structure and plans and color changes, use changes, etc. the same applies to the main building, any changes must be approved by the commission.

. ($316 now) Last year it went up $36 and I just talked with them and they are proposing it will go up again, how much, I don't know.

Should I refi for a 30yr and take cash out like I’ve proposed above?

Many of the proposed changes make sense but two of the changes are simply a disaster and an example of throwing the baby out with the bath water. 

I don’t believe the scenario you proposed, which is renters in rooms in the house and you in the in-law, would technically be a legal use of the in-law.It probably wouldn’t matter but in theory if you had any problems with neighbors they could complain to the town and the town could issue a violation and you would have to stop that use.