This occurred because of their improved financial situation, which resulted in higher contributions from the tenants.

I have noticed much of that financial burned is mitgaged if you own a multi-family unit.

And I want it to reveal my generosity and willingness to help others become financially independent.Gino

Blessings - AustinMy investors would be interested in purchasing your home businessemail or DM the financial logics of the business, then let’s build from there  

Ultimately, you'll have to consider your risk tolerance, financial capacity to continue funding the project, and emotional investment in resolving the situation.

I realized that I have more to work with than I thought (both financially, and just "knowledge").

Since refinancing and investment income (like rental income) usually aren’t seen as earned income, it likely won’t affect your mom’s survivors' benefits.However, if your mom’s survivors' benefits are based on disability (SSDI), then additional financial or property assets could trigger a review, so you might want to consult a CPA or financial advisor to be sure there are no unintended consequences.This isn't legal advice.

If he expects you to accept rent payments 3 weeks late every month--will you just do that with no repercussion because he "expects" you to (???)

And the manager is not financially aligned (and in my opinion, doesn’t do as good a job of screening tenants, etc., as I can).

Can be profitable ,BUT, my experience as a hard money lender is that there are many companies operstimg in this field that aren’t very stable financially.