I've heard at least some of this before, but I'm paranoid and don't necessarily take the best notes of what I bought etc, so the physical receipt is a nice tangible record if I ever need to justify an expense. 

Hi @Regina Story, I am having the same problem with Stessa, I have local banks that recently changed name and website and I am unable to link accounts.

Have you ever had a year where your insurance or proper tax’s went down?

My longest-term MTR guest's first sentence to me ever was "How many TVs are there?"

Ironically its the investors in the layered LLC's who believe they are hidden in the cloaks of secrecy and better protected who end up in  the most costly and drawn out litigation while giving the plaintiff attorneys reason to take a more thorough look under the hood.Keep your LLC ownership simple, carry appropriate insurance, make sure ever vendor you work with carries appropriate insurance and those who perform work functions most likely to lead to liability exposure list you ad additional insured (not merely certificate holder) and it should go without saying, avoid negligent conduct.

Look at the overall numbers if you were to hold something 10 years and that will change your mind real quick. 

on that note I am looking to get my first ever property around July.

All require the "lender" to be licensed in the state, for borrower to have no mortgage lates or hiccups, have different rules and change the rules whenever their investors (not government MBS these are big guns investment firms with pulse of the location where your property sits) see clouds in the sky.

That's what I did and I wouldn't change the strategy.As far as properties, look at opportunities to add more units/bedrooms.

I am okay with taking some risk so when saving like this I tend to invest the money in VOO within my taxable brokerage account so it has the change to grow, knowing it also has the change to go down in value.