That is a true portfolio loan with a commercial loan and through a commercial lender or bank that provides portfolio lending.

And, depending on where your properties are in Portland, the value might be near its peak—selling while they’re in top condition could be a smart move.Ultimately, it comes down to what will give you the most peace of mind and the most flexibility for the future.

It's crucial to have a team that can provide both on and off-market opportunities, as Columbus can get a bit competitive.

Depending on your practice size and income level, you may just want to start with maxing out 401k and also adopting a defined benefit plan before committing to becoming a lifelong real estate investor.  

It may or may not show on a credit report, depends on the servicing and you should have the loan serviced.Failure to include the debt on a future loan application is mortgage fraud, wanna go to jail?

He has helped a ton of BP members successfully house hack and has done it himself as well and can provide you with invaluable experience.

Then there’s fraud or misrepresentation, where borrowers inflate project values or provide false documentation.

@Brian Chadwick A cash out refinance might offer more favorable interest rates than your HELOC provides.

The reality is the opposite - if it's not in writing then the PMC doesn't have to provide the service or can charge extra for it!

Scope of WorkThe Subcontractor agrees to perform the following work (“Scope of Work”):Detailed description of tasks and responsibilities.Exclusions: [List any exclusions here].Materials to be provided by: [Contractor/Subcontractor].Reference drawings or plans: [Attach if applicable].2.