If I submit the payment to the State Treasury, what occurs next considering the owner is deceased?

It inverted for a short time in Dec 2018, then for a longer time from May to now for the 10-year treasury bond rate has been lower than the 1 month treasury bond rate.

The only surplus allowed is with the Treasury at the end of the day. 

The size of the payment is somewhat irrelevant (in my opinion, and assuming you have sufficient cash flow to take care of the property).If you want to get more in depth on the cost/benefit analysis, you could use a program like excel to plan out your cash inflows and outflows, set these against a discount rate (essentially a risk-free rate of return commonly based off of 30-year treasury bonds), and determine the IRR (internal rate of return) that the refinance would yield you.I hope this helps.

Currently, a 10 Year Treasury Bond is paying 1.77% and you would receive $8,850 a year on that $500,000. 

And why prime commercial paper yields more than US Treasury debt.  

He works for the us treasury department and was out of town on business and isn’t supposed to be back until the 25th.

The Fed Reserve and Treasury do a little dance to flood the market with money - propping up the stock market artificially.Not an original thought: A weakened supply chain and cheap money = crippling inflation.

Appreciation looks great, but it feels like a huge headache for cashflow that is less than a 3 year treasury.

Price corrections are 10% to 12%.The 10 year treasury and 30-year fixed mortgage loan market reacted to the March 16th FOMC spiking.