But in truth, those applicants would have interviewed and presented themselves completely differenly had they not been college eduated - strictly comparing both scenarios to the same person.You are an extreme outlier and ver intelligent.

Supply on the other hand has dwindled due to artificial pressure from government regulation of the foreclosure process.

That said, there are still plenty of distressed homeowners out there who will be selling short or getting foreclosed on, so prices will still remain artificially low for a couple more years, despite the uptick.Just my $.02...

I also agree with your comments about the uptick in retail etc as a result from the stabilization in the market but I believe it is not a solid representation of the real estate market as the inventory is artificially low.

Why don't you consider what most flipper here are doing, some add very little value and simply find someone willing to pay more, artificial value based on the knowledge of a buyer.If a bank is doing construction financing, there is really no issue with the profit side for the bank, it's the risks.

The ONLY thing keeping market moving currently is the government induced artificial interest rates.

Stable roommate is an oxymoron, just like "military intelligence".

There is a new real estate bubble forming due to artificially low rates.

Brian Hoyt, as always just reaks of intelligence :)Here is why I am laughing.

Interest rates are artificially being held low.