We are hoping to retire as landlords with cash flow that will sustain a comfortable retirement.

Maybe you've tried this to no success already, but sometimes people need to hear the same thing presented in different ways or multiple times in a VERY NON CONFRONTATIONAL or argumentative manner.  

She stepped up to the plate and took the initiative to take hold of the situation and worked out everything with the other party in a very kind and professional manner and salvaged the deal at the very last minute.  

Although the initial uptake is slow (I'd recommend budgeting in some advertising), it ends up being a really sustainable product if there's ways to build/park the tiny houses near entertainment districts (i.e.

@Jay Hinrichs I hadn't thought of actually analyzing the stability of the HOA. when you say look into their financials, do you mean making sure they're saving up for large Capex projects, or utilizing the fees in a responsible manner to make the properties look nice? 

It is easier, more sustainable, and better regarded way to get started in IMHO ... can be more profitable too if you are good.

And when it comes to multifamily i would not count on appreciation for the bail out; you want to be setup so it can comfortable sustain itself, rain, or shine.:)I was looking at a duplex for sale in Baltimore online. 40K purchase, 10K work (they said 5k) and $750X2 in rent.

What am I suppose to do to get these docs to them, and signed in a timely manner?

Loans trade in one of three manners:  (1) Par = 100% of Unpaid Principal Balance ("UPB"); (2) Premium = more than 100% of UPB and (3) Discount = less than 100% of UPB.  

She does an awesome job in a timely manner.