Post 10x more craigslist adds, post marketplace ads on biggerpockets, go to REIAS and collect business cards and look for the real players.

Here are some of my favorites:Dropbox is great for general document management.Evernote is great for notes, checklists, biz cards, etc.Insightly is great for task management and CRM.For bookkeeping, QBO is the software of choice.

Just got a secured card and two other revolving accounts in the past 6 months.

Then I had to in detail explain how this wasn't a credit card....

I don't have any other debt besides my student loans that I couldn't pay off right now (very small debts) but he said since my loans are so much paying off my credit cards wouldn't be enough. 

When I was in college I was pretty irresponsible with my credit card.

They're happy to accept my cash (chip-and-PIN debit card, which means the cash exists and is not counterfeit) in exchange for whatever it is I want to buy.P.S., In 2004, Dr.

Get the cheapest personal loan you can find or put it on a new credit card that comes with 0% interest for 12months.

They'd probably also gripe about the extra money to move in even though longer term they'd make it back... they'd probably also borrow that money toss it on a credit card or something because it's unlikely they have that on top of their savings.

Listen to the seller and clue in on the reason they are selling.if she won't call back or answer your calls, send a nice letter apologizing (if you think you have some to apologize for) or just something saying "thank you for your time, i would still like to talk to about the sale of your home"....maybe a thank you card for her time and consideration......a gift card or offer to sit and buy her a cup of coffee...... again trying to resolve any issues that may lead to you closing this deal....you worked hard for this lead (i presume) dont just give up!....