Dave will know the answer and I just wanted to post this in time so he could explain the financing while telling you, I believe, that your refinance will be fine.

I'm working on putting together a contact list and will post here.

It's so hard to tell if anything is real anymore that is posted on FB and social media, with so many RE "gurus" looking to make a buck. 

It's easy to pay the premium, less easy to get claims paid in many cases.

Think I was just tired when I posted that and after I posted I was thinking it was a waste of a post since it can’t be done anymore anyway.I think a good option was as Jay mentioned, to buy with cash and refinance later.  

When offers come in, prioritize pre-approved or cash buyers for a faster closing process, negotiating where needed to maximize your profit.Finally, conduct a post-sale analysis to evaluate your financials, noting how actual costs, timelines, and profits compared to your initial projections.

Based on your post you're talking about buying the trailer, not the land.

Quote from @Miguel Del Mazo: Your post brings up a lot of interesting points/questions about MTRs.1.

The information contained in this post is not to be relied upon.

Of course this can be different depending on where the property is located but if you can meet these requirements, then it would be considered a bedroom.Notice that closet isn't listed like I had pointed out in my first post.