@Andy Luick That's @Bob Bowling  persona.  

Choices made by a single person, a family with kids, or a retired person will be completely different.I am a single professional, who house hacks.

Hi,Below is the situation:1) Person A bought the property and use the property to open Home Equity loan.2) Person A died and transfer the property to their family member.3) Their family member then sold the property to the current owner by using Special Warrant Deed.The Home Equity loan of Person A  is default, and the bank is decided to foreclose on the property.

Most states do not allow an agent to pay an unlicensed person a referral fee.

The down payment will be 120.000$ and the mortgage will be 180.000$The person A will pay the down payment of 120.000$ and will take the mortgage of 130.000$.

What does these actions say about this person as an investor?

At this stage, I'd really like to make connections in person as I'm pretty "Zoomed out" after the pandemic. 

in the note and in the mortgage or Trust deed . where there is the line for the beneficiary it simply spells out each persona and their % ownership of that loan.. 

@Adam Jaspon Fortunately the GC that I am working with has a private lender that he has used in the past so I was able to work with this person. As

While a yellow letter may appeal to one person, a postcard may appeal to another, or a zip letter may be the approach needed.