Please do comment if wrong:If you are not residing in a unit then a homeowner’s insurance will not cover anything.

I'd like to double my units in the next year and the best, more feasible way to do it is with someone that has done for over 40 years.

I will be living in one unit and renting the other unit out.

Purchase price: $82,077 Cash invested: $50,000 Sale price: $275,000 Fix & Flip mobile home with extra lot.

The 1 and 2 BR units at the same property were not experiencing this. 

You mentioned that you've been paying water / sewer for all 4 units. 

I just helped an 18 unit multifamily owner who sold his property move the funds into the Deferred Sales Trust.

We have a minimum income requirement to qualify for this unit (4 times monthly rent); based on your email, it appears you meet that qualification.

I don't think you can purchase a policy for one tenant, but you can create a master policy for all your units.

For instance, one investor I worked with used it to jump from a duplex to a 4-unit building in Phoenix, effectively doubling their rental income as well as the forecasted appreciation rate on their new property.