Dave,Sorry I took so long to respond. 

The terms may be more favorable, if you are just starting out a bank maybe nervous to do 3 at once, therefore their perceived risk will likely be reflected in less favorable terms.     

It can come from a personal investor who will negotiate terms, or potentially a piece of the equity.

As long as you listen to your insurance company's regulations as well as your local ordinances you should be fine. 

Supply and Demand: When buyers outnumber sellers, prices and rents rise.Population Growth: Cities with significant and sustained population increases are more likely to see long-term rent growth.Job Stability and GrowthA property’s value is tied to the jobs in the area.

Since bathrooms are relatively small, using some unique tiles and fixtures won’t break the bank and will go a long way with buyers.3.

Seller Financing / Sub-To: Take over payments or negotiate terms with sellers to minimize upfront costs.  

Just in case.Ultimately whatever correlates with your future plans but a solid way to build long term wealth.

Check out the Short-term and Vacation Rentals forum.

If transferring the property to an LLC, be mindful of the due-on-sale clause, and note that an LLC itself does not offer tax savings unless electing S-Corp status, which is rare for rentals.To maximize tax benefits, consider cost segregation, bonus depreciation, and short-term rental (STR) strategies, which could allow you to offset W-2 income if structured properly.